Nowadays, more and more people, especially the young are joining in the army of “the moonlight clan”. These people exhaust their earnings every month without any savings. Many people think this is a fashionable life style, while other people object to this kind of consumption style.

　　Those who support “the moonlight clan” think that “the moonlight clan” knows how to enjoy life and have a higher life quality. However, other people criticize “the moonlight clan”. They say that the consumption habit of “the moonlight clan” is unhealthy and sometimes wasteful. In addition, no savings will place “the moonlight clan” in a difficult position in case of unexpected expenses.

　　Weighing these two arguments, I prefer the latter one. In my eyes, though “the moonlight clan” may acquire temporary satisfaction from their consumption, in the long term, it is unfavorable to their family and career. Just as a proverb says, one should always prepare for a rainy day.