在英语六级考试中，作文部分堪称重中之重，同时也是不少考生的心头之患。为了在作文部分斩获高分，备考阶段的积累变得尤为关键。下面是一篇围绕“存钱还是借钱”话题的英语六级作文范文，希望能为您的备考之路提供借鉴和灵感。

范文

Save Money or Borrow Money?

存钱还是借钱？

Mentioning money, some people like to deposit it in the bank, while others like to consume it in advance. Money saved by people is mainly for: buying a house; in case of emergencies or diseases, car accidents, unemployment, earthquakes, and things like that; in case of college expenses of their children; for retirement, and so on. People believe that saving money is essential to lead a comfortable life. Having money in the bank allows people to pay for vacations or expensive purchases like furniture.

提到钱，有些人喜欢把钱存进银行，而有些人则喜欢提前消费。人们存钱主要是为了：买房子；以防紧急情况或疾病、车祸、失业、地震等；以防孩子的大学费用；为了退休等。人们认为存钱是过上舒适生活所必需的。银行里有钱可以让人们支付度假或购买昂贵的物品，如家具。

With the world entering a consuming era, many people, especially young white-collars and college students, choose to borrow money. In other words, they spend money in advance using credit cards and pay back the loan and interest on the next payday. They argue that: first, they could enjoy the convenience of credit cards and purchase expensive goods by it. Second, many banks make some preferential policies on credit cards, like sending a gift or lowering year costs, which is a big attraction.

随着世界进入消费时代，许多人，尤其是年轻的白领和大学生，选择借钱。换句话说，他们提前花钱，使用信用卡，并在下一个发薪日偿还贷款和利息。他们认为：首先，他们可以享受信用卡的便利，并通过它购买昂贵的商品。其次，许多银行对信用卡制定了一些优惠政策，如赠送礼品或降低年费，这是一个很大的吸引力。

On my personal level, I approve of saving money — in case of emergency, you do not need to turn to others for help, at least. And I'm opposed to the abuse of credit cards among college students. Since in most cases, parents are their sole financial sources.

就我个人而言，我赞成存钱——至少在紧急情况下，你不需要向别人求助。我反对大学生滥用信用卡。因为在大多数情况下，父母是他们的唯一经济来源。

重点词汇解析

Deposit：存款，指将钱存入银行或金融机构。

Consume：消费，使用，文中指提前消费。

Emergencies：紧急情况，指可能发生的意外或危机情况。

Preferential policies：优惠政策，指为了吸引客户或鼓励某种行为而提供的特别待遇。

Consuming era：消费时代，指社会普遍以消费为主导的时期。

White-collars：白领，指从事脑力劳动或管理工作的职员。

Credit cards：信用卡，一种支付工具，允许持卡人先消费后付款。

Preferential policies：优惠政策，前文已解释。

Approve of：赞成，支持。

Abuse：滥用，指不当地使用或过度使用。

Sole financial sources：唯一经济来源，指个人或组织唯一的资金或收入来源。

以上就是小编给大家整理的英语六级作文范文：存钱还是借钱相关内容，希望对大家有所帮助！

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