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"Debt" is a common English word that refers to money that is owed by one person or entity to another. Here are some English phrases that relate to debt:

"In debt" refers to owing money to someone or something. For example, "I'm in debt to the bank because I took out a loan to buy a car."
"Debt burden" refers to the amount of debt that someone is carrying, especially if it is a large amount that is causing financial stress. For example, "The company has a heavy debt burden, and it's having trouble paying its bills."
"Debt repayment" refers to the process of paying back money that is owed. For example, "I have a plan in place for debt repayment, and I'm making progress on paying off my loans."
"Debt forgiveness" refers to a situation in which a creditor agrees to cancel or reduce the amount of debt that is owed. For example, "The government offered debt forgiveness to farmers who were struggling to pay their loans."

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