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10种在大学省钱的方法

时间:2010-08-12来源:英语资源栏目:日常英语作者:日常英语 英语作文收藏:收藏本文
There are many costs involved with going to college including tuition, books, housing, entertainment, and food.These costs can quickly add up and make life after college a financial nightmare. To avoid getting into a sticky situation yourself, here are te


There are many costs involved with going to college including tuition, books, housing, entertainment, and food.These costs can quickly add up and make life after college a financial nightmare.

To avoid getting into a sticky situation yourself, here are ten practical money tips for you, the college student.Try some of these tips to lower the amount of debt you end up with, and to help clear your head after graduation.If you are the parent of a college student, send them this list.

1.Be Careful Of Promotions On Campus
There are certain companies and organizations that make money by preying on naive and unsuspecting college students. Some examples of this are credit card companies, loan companies, and employers looking for dirt cheap labor. Just be aware of the people out there hoping to make an easy buck off of you. Regardless of the endorsements, read the fine print.

2.Don't Eat Out All The Time
It may be convenient and tempting to eat out frequently, but it can end up costing you a lot of money. Start keeping track of how many times you eat out every week or month, to see how the costs add up. You might be surprised by how much money you spend on food.

3.Use Your Credit Card For Emergencies Only
With all of the expenses associated with going to college, it can be very easy to rack up a lot of credit card debt. So instead of making poor decisions with your credit card, save it for emergencies only. It is easy to overspend and spend without thinking when you're paying with plastic, but when you pay with cash, things are very different.

4.Commute To School
Living off campus and commuting to school is an option that can help you save a bundle of money. This is especially true if you go to school on an urban campus, where rent can cost a lot of money. The cost of gas, insurance, parking, and maintenance can be far less than paying for rent in many cases.

5.Buy Books Online Before The Semester Starts
Most college students know that buying books on campus can be a big rip off. The profit margins at college and university bookstores can be as high as 50%. The main reason why students buy from these book stores is because of convenience. It's so much easier to get your books on campus and go right to class, but the costs are just too high. If you plan ahead and buy your books online, you can save yourself hundreds of dollars per semester.

6.Consolidate Loans
Do the math and find out if consolidating your school loans will make it easier to pay them off in the future. In many cases, loan consolidation can help simplify and reduce your overall debt and interest payments.

7.Get A Part Time Job
If you have time outside of your academic and social life, consider taking on a part time job to make extra money. Having a part time job will give you some extra cash to pay for the things you need and help you avoid adding more to your debts. Many schools offer work/study programs that pay students tax free.

8.Max Out Financial Aid And Scholarshipsliuxuepaper.com

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