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10种在大学省钱的方法(2)

时间:2010-08-12来源:英语资源栏目:日常英语作者:日常英语 英语作文收藏:收藏本文
Find financial aid and scholarship programs to help pay for your education and other expenses. There is probably a scholarship program for your particular major, ethnicity group, or background. Most

Find financial aid and scholarship programs to help pay for your education and other expenses. There is probably a scholarship program for your particular major, ethnicity group, or background. Most of these scholarships require a simple essay and resume and can be well worth the time and effort put into applying for them. The bottom line is, if you're not maxing out the amount of financial aid and scholarships you receive, you're leaving money on the table.

9.Take Advantage Of Student Discounts
Ask around to find out about restaurants and entertainment venues that offer discounts to college students. You can get discounts on meals, movie tickets, concert tickets, and clothing just for having a college ID. If you're going to spend money on these things anyway, you might as well try to get a discount.

10.Study Hard
The best way to save money in college is to make the most of the money you're spending. If you study hard and do well academically, the thousands and thousands of dollars you spent to go to school will have been that much better spent. So do the best you can and make the most of your tuition dollars.

College is expensive and is getting more expensive each year. Most college students are unprepared to face the financial burdens that are required to earn a degree. With these ten tips, you’ll have a better chance of maintaining your financial health throughout college.

大学涉及的费用很多,包括学费、书、住宿、娱乐还有伙食。这些费用会迅速地叠加起来,并把你的毕业后的生活变成一个“理财地狱”。

这里有10个实用的理财诀窍,让你避免自己陷入棘手的情况。尝试这里的一些建议来减少你最终的债务,同时帮助你毕业后还清债款。如果你是大学生的父母,给孩子们看看这些建议。

1、小心校园里的促销活动

有一些公司和组织通过猎食那些天真的没有疑心的大学生来赚钱。例如信用卡公司,贷款公司还有寻找廉价劳动力的雇主。要知道外面的这些人只是想从你身上简简单单地赚到钱。无视其他罗嗦的协议,先认真看看关于小字体的附属条款。

2、不要总是在外面吃饭

频繁地去外面吃饭虽然很方便也很诱人,但是它会吃掉你一大笔钱。开始留意每星期或者每月外出吃饭的次数,看看这耗费了你多少钱。你可能会对你在伙食上的花销感到惊讶。

3、只在紧急状况下才使用你的信用卡

加上和上大学相关的所有费用,大量的信用卡债务很容易就会被构架起来。因此,与其根据你的拙劣的决定来使用信用卡,不如省下来应急。当你用信用卡买东西时,很容易透资或者想也不想就把钱花掉,但是如果你用现金付款,情况就不一样了。

4、通勤上学

住在校外和通勤上学是一个能为你省下一笔钱的选择。如果你在市区的校园里上学则更是如此,房租就能花掉一大笔钱。在许多情况下,瓦斯、保险、停车和维修的费用可以远低于支付租金。

5、在开学钱上网买书

很多大学生都知道,在校园里买书就像被洗劫一场。学校里的书店利润率高达50%。学生在这些买书的主要原因是方便。在校园里买书可以方便地拿了书就直接去上课,但是费用太高了。如果你事先计划好在网上买书,每学期你可以给自己省下几百块的美元。

6、合并贷款

计算并找出,合并你在学校的贷款是否会使得将来更容易还清。在许多情况下,合并贷款能帮助你简化和减少你的总债务和利息。

7、找一份兼职liuxuepaper.com

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